As a director of a limited company are you financially liable for the decisions you make? Safety at work, working from home, employment law, contract disputes, Covid, inflationary pressures… the risk environment for company directors is expanding. Directors of limited companies need to protect themselves and reduce the risk of personal financial loss.   Looking ahead in … Read more

Could cancelling your insurance cost you more than you save? Insurance plays a vital role in building resilience through financial protection to millions of households and businesses to helping them to survive scenarios such as flood, fire or the insolvency of a trading partner. The pressures facing business and homeowners right now can lead to … Read more

Busting the myths around insurance Taking the time to understand what cover you have in place, and why you have it, could be the difference between the success or failure of your business. The idea of insurance often conjures up images of fine print and red tape. When time is tight, it makes good business … Read more

Are your tools covered? Without your tools, you can’t work. So, it makes sense to protect your kit with the right tool insurance. You can build tool insurance into your existing policy and have the peace of mind that if your kit were damaged or stolen, you will receive the support to replace your kit … Read more

Why do electricians need professional indemnity insurance? Whilst not a legal requirement, professional indemnity insurance (PI) is essential protection for anyone who provides a professional service or advice to clients. It provides compensation for losses you are legally liable for if you make a mistake or give negligent advice which results in a loss to … Read more

Why choose the NAPIT insurance scheme? As a NAPIT member, its important to make sure you have the right insurance in place to protect your business and the work you do. There are a lot of options in the insurance market today. The team of qualified and professional advisers at NAPIT insurance are dedicated to … Read more

Did you know that being a NAPIT Insurance policyholder gives you more than just insurance cover? We understand that busy business owners don’t always have the time to keep up-to-date with the ever-changing laws and legislation required of them today. That’s why we’ve partnered with Stallard Kane, one of the UK’s leading providers of health … Read more

Is your insurance cover up to date? Your insurance policy is designed to alleviate the financial impact of the risks your business might face. This information is carefully gathered when you take the cover out and reviewed with you at each renewal to make sure it’s providing the protection you need.   But what if things … Read more

Do you need contracts work cover? If you’re working on a job, what happens if your materials are damaged or stolen? Could you afford to replace them so that you can complete the job? If you’re undertaking a large or lengthy contract, it’s likely that you will buy your materials up front to prevent disruption … Read more

Personal accident cover: £120 provided three months’ income for a broken ankle We’re all thinking very carefully about what we spend our money on right now. Some insurances are essential for your business to operate and are a necessary expense. You might think optional extras, such as personal accident cover, are not worth considering when … Read more