Could your business cope with unexpected legal costs? If you’re running your own business, as well as your day-to-day job, you probably have to deal
The right advice
The benefits – as a NAPIT member you will also receive:
- Tailored cover specific to your line of work
- Support from a great team of qualified and professional advisers
- Additional discounts for members with specialisms (e.g. periodic inspection, EV charge points) underpinned by formal qualification/certification
- Satisfaction your claim will be handled by an award-winning insurer, Hiscox
- Access to a business support helpline offering immediate unlimited expert advice on H&S and HR matters provided by Stallard Kane advisory services. Click here to read more.
Your cover includes:
- Public Liability
- Professional Indemnity
- Financial Loss
- Loss of Customers Keys
- Risk Management Helpline and online assistance (H&S / HR with Stallard Kane)
Additional options you can add on to personalise your cover.
Personal Accident – if you break an arm playing football with your kids at the weekend, you might not be able to work, with no other income to rely on. Personal accident insurance provides a weekly pay-out within 14 days of the incident, which means your bills are taken care of while you’re recovering.
Life Insurance – if something were to happen to you, you’d want to make sure your family and/or your mortgage were protected.
We can help you with:
- Tax Efficient Life Insurance cover
- Critical Illness Cover
- Income Protection
Please email our Advisers who will arrange a call back at a convenient time to discuss your needs.
Employers’ Liability – if you have anyone working for you, you’ll need EL. Employers’ liability insurance makes sure you’re covered if anything happens to your employees as a result of the work they do for you.
Tools – without your tools, you can’t work. This covers all tools and equipment that you own, including handheld, whilst in use 24/7, including accidental damage and theft. With a higher excess includes overnight cover, as long as they’re in a locked vehicle and not on show.
Contract Works – if an accident or damage occurs while work is in progress, you want to make sure you have the right protection in place before you hand over the project to client and the contract is concluded.
Hired in Plant – if you hire in machinery as part of a job, you’ll want to make sure you have the right cover in the event of damage or theft.
Cyber Insurance – if you have a smart phone, you could be susceptible to a phishing scam or data breach. Claims for cyber crimes are escalating, so why not be sure you have the best cover.
Our team is available to talk you through the options that are right for you. We can also provide advice on other insurance matters, so please get in touch.
* Hiscox won Cyber Product of the Year in the Insurance Times Awards 2019.
I contacted NAPT insurance a couple of weeks ago prior to going on holiday. I was looking to move my insurance all to one place as I am a NAPIT electrician.
I called and got through to a friendly Richard Hayes, who was polite and easy to talk to and very knowledgeable.
I later found out, after all questions were answered, I was calling a little early as it was over 6 weeks before my current insurance was due to expire, so Richard was unable to generate a quote for me at that time.
Unfazed by the situation he promised a call back after my holiday to discuss renewal when a quote would be able to be generated. To his word, today he phoned with perfect timing as I was having an admin day to catch up after holidays.
He was super knowledgeable, patient and helped me provide figures needed to honestly and efficiently produce the best cover for all eventualities. He explained what things meant and why they are beneficial, and we had a good conversation and a laugh along the way – and it didn’t distract from his work nor did he overlook anything.
I really appreciate this type of service as it’s becoming rare as people are usually more interested in hitting targets and being pushy to upsell and lose the business model of being a good product, service, company and reason for return custom.
Thank you, Richard, you’re a good egg,