Can you afford to be unable to work and lose your usual income? Sickness and accidents do not discriminate – they can affect anyone at any time. What if you have an accident that means you can’t work for a while? Or you suffer an illness that means you’re going to be off work for … Read more

tools on work bench

Tool theft from vehicles is on the rise – is your insurance cover up to date? There has been a significant increase in tool theft from vans in the last 12 months according to new research:   22% of tradespeople reported tool theft from their vans in the last 12 months[1] Tradespeople are 10 times … Read more

5 reasons the NAPIT Insurance team is the go-to broker for NAPIT members: One of the key benefits of being a member of NAPIT is access to the NAPIT Insurance scheme – designed exclusively for NAPIT members.  As a member of NAPIT, you’re not a policy number to us, you’re a real person. We’ll help … Read more

Could your business cope with unexpected legal costs? If you’re running your own business, as well as your day-to-day job, you probably have to deal with health & safety, employment law, finances and tax issues.   Whilst you might be an expert electrical contractor, are you an expert in everything else? Who do you turn … Read more

Talking about death and serious illness is never easy but if you are a business owner, it’s vital that you plan for the unexpected. What would happen if you suffered a heart attack or were to be diagnosed with a terminal cancer?       You might well have a life insurance policy; if you haven’t, … Read more

As a director of a limited company are you financially liable for the decisions you make? Safety at work, working from home, employment law, contract disputes, Covid, inflationary pressures… the risk environment for company directors is expanding. Directors of limited companies need to protect themselves and reduce the risk of personal financial loss.   Looking ahead in … Read more

Could cancelling your insurance cost you more than you save? Insurance plays a vital role in building resilience through financial protection to millions of households and businesses to helping them to survive scenarios such as flood, fire or the insolvency of a trading partner. The pressures facing business and homeowners right now can lead to … Read more

Busting the myths around insurance Taking the time to understand what cover you have in place, and why you have it, could be the difference between the success or failure of your business. The idea of insurance often conjures up images of fine print and red tape. When time is tight, it makes good business … Read more

Are your tools covered? Without your tools, you can’t work. So, it makes sense to protect your kit with the right tool insurance. You can build tool insurance into your existing policy and have the peace of mind that if your kit were damaged or stolen, you will receive the support to replace your kit … Read more

Why do electricians need professional indemnity insurance? Whilst not a legal requirement, professional indemnity insurance (PI) is essential protection for anyone who provides a professional service or advice to clients. It provides compensation for losses you are legally liable for if you make a mistake or give negligent advice which results in a loss to … Read more