Insurance for electricians

As a NAPIT member you can feel confident that NAPIT Insurance is there to support you and your business. The cover provided for electrical contractors meets – and exceeds – the NAPIT membership requirements:

Public Liability
Employers' liability
Professional Indemnity
Inefficacy
Loss of Customers Keys
Risk management helpline and online asssistance

Welcome to NAPIT insurance

If you’re a NAPIT member, then we’re here to help you. NAPIT Insurance is designed exclusively for NAPIT members. We’ll help you make sure you have the right insurance for your business and the specific type of work you carry out.

Insurance for electrical contractors can be complex. Our team is here to help you understand the risks you’re exposed to and the covers that can help protect you and your business.

NAPIT Insurance is not just an online insurance provider or call centre. We aim to make it simple and easy for NAPIT members to get tailored advice to your specific line of work. We don’t offer a one-size fits all’ product – our cover is tailored to meet your needs.

Our team is professionally qualified and understands of the needs of NAPIT members.

Montage von Schaltschränken // Installation in HiTech factory

Efficacy insurance

Also commonly referred to as inefficacy insurance, it’s designed to protect you should a product or system you install fail to perform its intended function. If something goes wrong and damage is caused, you could be liable.

Workers In Family Business Standing Next To Van

Employers’ liability insurance

Covers the legal and compensation costs if an employee, or anyone else working for you, claims that they were injured or fell ill due to a work-related cause. If you trade as a limited company and have two or more people employed by the business, then you are required by law to have employers’ liability cover.

Installing ceiling lighting. Electrician working on step ladder

Public liability insurance

Designed to protect your business against the cost of personal injury to third parties or property damage claims made by your clients or members of the public for damage to their property.  