Protects you if you have acted negligently and caused injury to a member of the public or damage to their property. We provide up to £2 million cover as standard which meets NAPIT’s minimum requirements for membership. This limit can be increased if appropriate, please contact us for more information. In addition to this our insurance policy will also provide cover for damage to items being worked on which can be an exclusion under some insurance policies.
Protects you for professional errors or omissions you make. This can include claims arising as a result of PAT testing, certification and design work and also any wrongful advice given to your client which causes them financial loss.
An extension to your Public Liability protection this covers any monetary loss your customer may have suffered, due to work you have undertaken.
Protects you in the event a product or service you provide fails to work correctly.
Tools and Stock
Cover for accidental damage or theft of tools and stock that are locked and out of sight.
Cover for property, employment, tax and contractual disputes under £5,000, as well as bad client debts over £500.
Temporary Employers' Liability
Up to £10 million cover can be provided should you have any contractors working for you on a temporary basis. It's important to understand it is a legal requirement to have Employers' Liability if you have workers under your supervision or control.